To prepare for open enrollment, group health plan sponsors should be aware of the legal changes affecting the design and administration of their plans for plan years beginning on or after Jan. 1, 2020. Employers should review their plan documents to confirm that they include these required changes. In addition, any changes to a health plan’s benefits for the 2020 plan year should be communicated to plan participants through an updated summary plan description (SPD) or a summa

Frequent heartburn, evidence of esophageal irritation or inflammation, blood or weight loss may be associated with a more severe problem known as gastroesophageal reflux disease, or GERD. What is GERD? GERD is a physical condition in which stomach acid flows back up into the esophagus and produces a burning sensation behind the breastbone that moves up toward the neck and throat. It can also create a sour taste and the sensation of food re-entering your mouth. The main sympt